Homeowners & Renters Insurance Claims

Unlocking true value in property claims

At Ruiz & Smart, we understand how deeply frustrating dealing with property insurance issues can be, especially when long-term relationships with insurance carriers do not yield the expected support. We stand as dedicated advocates for homeowners and renters, skillfully navigating the often complex world of property insurance claims and going toe-to-toe with global insurance giants.

Recognized as insurance recovery leaders in Washington, our firm brings a depth of experience and tenacity that sets us apart in handling these intricate cases. Whether it’s a denied, delayed, or underpaid claim, we know precisely what questions to ask and how to challenge major insurance companies effectively to secure the recoveries our clients deserve. We have consistently seen—and captured—value in cases where other attorneys might hesitate, often being told our goals are too ambitious. Yet time and again, we prove that our strategic insights lead to superior outcomes, significantly outpacing the industry standard.

Unlike larger, more generalized firms, Ruiz & Smart maintains a concentrated focus on property insurance claims. This specialization ensures that your case is never sidelined or handed off; it is directly managed by our expert partners and our skilled team, who meticulously oversee every detail of your claim. From the initial meeting, where we often advise clients to reject insufficient settlement offers, to the final resolution, we are fully committed to protecting the value and integrity of your property investments. With Ruiz & Smart, you gain more than legal representation; you receive a long-term partner dedicated to restoring what was lost and ensuring justice against insurers.